Commercial Lines · Independent Brokerage

Insurance written
for the people
actually running
the business.

Park & Marcy is a commercial brokerage. We place property, casualty, and specialty lines for operators who need a policy that holds up under audit — and a broker who picks up the phone.

Manufacturing·Hospitality·Construction·Real Estate·Logistics·Professional Services·Technology·Retail·Healthcare
§ 02 — Coverage

Six lines.
Built around
your operation.

We don't bundle you into a generic BOP and call it a day. Each line is underwritten against the actual exposures we find in your walk-through, your loss runs, and your contracts.

01

General Liability

Bodily injury, property damage, and personal injury exposure for operating businesses.

02

Commercial Property

Buildings, contents, business interruption, and equipment breakdown coverage.

03

Workers' Compensation

Statutory coverage with experience-mod review and return-to-work programs.

04

Professional Liability

Errors & omissions for advisors, consultants, technology firms, and licensed professionals.

05

Cyber & Privacy

First and third-party cyber, ransomware response, and notification cost coverage.

06

Commercial Auto

Owned, hired, and non-owned auto, plus fleet, MC authority, and motor truck cargo.

§ 03 — Engagement

How a placement
actually goes.

Week 01
Walk-through
We meet on-site, review operations, contracts, and loss history. No quote yet — we're scoping risk.
Week 02
Market submission
Underwriting submission goes to 4–7 carriers we believe will compete on your class. You see the list.
Week 03
Quote review
Side-by-side quote comparison. Coverage forms, exclusions, sublimits — translated into English.
Week 04
Bind & service
Bind, COIs issued same-day, dedicated service rep, mid-term endorsements without the runaround.
Ready when you are

Send your
declarations page.
We'll do the rest.

Most clients send us their current dec page and a loss run. Within ten business days we come back with a marketed alternative — or tell you to stay put.

Start a Submission →